Residential Mortgages From a Preferred Local Mortgage Lender
A conventional loan is a mortgage that isn’t insured by a government agency. It’s harder to qualify for this type of loan since it’s based on your personal credit history. If you think a conventional loan is right for you, Franklin American Mortgage Company – Joshua J. Duda can help. Joshua, our branch manager in Springfield, MO, has nearly 15 years of mortgage lending experience.
Josh is also well versed in jumbo loans and mortgages. If you are planning on purchasing a home priced over $424,000 and you have lower debt, higher credit score, and a larger down payment, a jumbo loan maybe right for you.
Joshua will pore over your financial history to determine which conventional loans would fit your needs. He’ll present each option to you in clear and understandable terms so you can make an informed decision. Reach out to us today at 417-851-5760 for details about each type of conventional loan.